What We Do?
LOAN PRODUCT
PERSONAL LOANS
Unlock a world of possibilities,
fulfil your future plans today with Platinum personal loan for HNIs who are neither employee or small business.
ASSET FINANCE
This product is for direct purchase of assets for (both income generating
assets and household items) business owners and salary earners.
EMPLOYEE LOANS
Employees contribute to the economy through productive work and helping
them meet their daily or strategic financial
commitments will no doubt enable them to become more productive on their jobs, to their families, and to the economy at large.
Platinum prides herself as employees’ mental and financial wellbeing supporter.
SME LOANS
Small and Medium Enterprise (SME)
platinum loan is tailored made lending
facility that enables businesses meet
their working capital needs and achieve
business goals.
SALARY ADVANCE/ PAYDAY LOANS
Everyone manages money differently. Sometimes having to wait until payday can mean falling back on high-cost debt. Our Salary Advance enables mployees to draw down their pay as they earn it, making it easier for them to budget.
Benefits
Loan Size
Borrow up to
Five Million Naira (N5m)
personal loan and
Twenty Million Naira
(N20m) business loan.
Repayment Structure
We offer instalments and one-off repayment structure, with no hidden charges
Interest Rate
We have the most competitive interest in the market which makes us top choice when it comes to consumer lending.
Top Up For Your Needs
If you need additional
Financing during your loan
tenor, we offer you a top
up as long as you have made
regular repayments.
LOANS REQUIREMENTS
Nigerian
Agreed repayment plan
Satisfactory credit checks
Must have worked for at least 24 months
Must be duly registered with the C.A.C
KYC must be in place (ID Card, BVN of directors and borrowers)
Agreed repayment plan
Must be operational for at least 24 months